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Is a Semi Truck Accident Legal? The first thing you must do when you're involved in a semi truck accident is to remain at the scene. Photograph the scene as well as the surroundings, and speak to witnesses. Truck drivers who are reckless by texting while driving, speeding, or not observing the rules of trucking can be held accountable for accidents they cause. In many cases, the business that owns a truck could be responsible as well. Insurance Accidents involving trucks can cause serious injuries as well as damage to vehicles and property. Due to their size and weight, commercial trucks often carry several layers of insurance to help pay for these damages. If you find out the driver of the truck who struck you wasn't insured or only had the minimum amount of coverage it may seem as if there's no way to get compensation for your losses. This is where a knowledgeable semi-accident attorney comes in. They can examine your case and identify other sources of compensation including the trucking carrier or truck owner who hired the driver who was uninsured or allowed them to use their vehicle. An attorney for truck accidents can also examine your auto insurance policy to determine if any other coverages are applicable to your crash. Medical payments (also called med pay or Personal Injury Protection) could cover a percentage of your medical expenses, depending on the insurance laws in your state. In addition, some states require UM/UIM (uninsured/underinsured motorist) coverage, which pays for your losses in the event you are injured by an at-fault driver who doesn't have any or enough car insurance to cover your damages. A experienced attorney on your side will also speed up the process of receiving your settlement. They can help you recover faster following a car crash by bargaining with the insurance provider. A lawyer can also assist you to prepare a demand document that includes the total cost of your claim, which will help you comprehend the amount your claim is worth. The value of a claim made in a truck accident depends on many factors, including the severity of your injuries, the treatment received, property damage and the amount of pain and suffering. The higher the value of your claim, the greater your damages will be. However, there are rhode island semi truck accident law firm that affect the value of your claim, such as the type of truck used, the weather conditions, the truck driver and trucking company's records and many more. Negotiations may require several rounds to determine the value of your claim. The time it takes to get your settlement is contingent on the amount you'd like to get and how willing the insurance company is to accept the settlement. Damages When trucks collide with passenger vehicles, the results are often devastating. Semi truck accidents can result in serious injuries, long-term disabilities, and even death. Fortunately, victims who are able to prove that the truck driver or trucking company was negligent are able to seek compensation for their damages. A New York City truck crash attorney can help you sue or make an insurance claim against the party at fault. Contrary to other motor vehicle accidents that usually involve only two parties, truck accidents typically have multiple defendants and complicated legal issues. For example, the truck driver and their employer may have multiple insurance policies that need to be evaluated. Trucking companies may also have rules and regulations to adhere to. A knowledgeable lawyer for truck accidents can review the various factors involved to determine who is responsible for your damages. Semi-truck accident victims can claim compensation for both economic damages as well as non-economic damages. Economic damages may include the past, present, and future medical expenses including lost wages, repairs to vehicles, and vehicle maintenance costs. Non-economic damages are more complicated and include things like mental apprehension as well as pain and suffering and loss of enjoyment your life. The amount of compensation you receive for these damages will be contingent on the degree of your injuries and the impact they've had on your life. Your lawyer will assist in determining which damages are appropriate in your case and will fight to secure you the most money possible settlement. They will also ensure that any offer you accept is sufficient to cover all of your future and present costs, including medical bills and lost income. They may also consider exploring the possibility of obtaining pre-settlement funds or legal financing that can be used to covering your expenses while your case is in the process of being argued. Your lawyer is also a skilled negotiator who will bargain with the accountable party to maximize the settlement. They are familiar with the kinds of evidence to collect and have access to records such as black box data, drivers logs and GPS devices that can be used to demonstrate that the trucker was negligent. They can also be capable of identifying other parties that could be liable for your losses, including the owner of the truck or their employer. Liability Trucking accidents are among the most dangerous on the road, and a crash with one of these enormous vehicles can result in devastating damage. Trucks can weigh upwards of the weight of 80,000 pounds. That means they are able to generate a lot force when they meet. This can cause devastating property damage, and even life-threatening injuries. A New York City semi accident attorney can help victims of these crashes get the compensation they deserve for their losses. In certain cases the semi-truck driver can be held accountable for an accident. However it isn't always the case. The trucking company they work for could also be liable if it can be proven that they forced the driver to meet deadlines in an unreasonable time frame or cut corners in maintenance and safety. The owners of trucks who leased them to the trucking firm instead of owning them outright can be held responsible. Evidence in a truck crash investigation could come from many sources including the police report and witness testimony. Information about the history of driving of the truck driver, as well as any previous traffic violations are also vital. In some instances an accident could be the result of defective parts which would render the manufacturer responsible. A lawyer can assist you make claims against the manufacturer in these cases. In the event of filing a claim it is vital to record the extent of your losses. This will include your medical expenses and other financial charges, as well as your non-economic damages that could include pain and suffering as well as loss of enjoyment. The amount of damages is determined by the extent to which your injuries impacted you. The parties responsible are accountable for them. A seasoned New York City semi accident lawyer can help you determine who is responsible for your accident and injuries. They can collect evidence, such as the police report and witness statements, and also take a close examination of the vehicles involved in the accident. Photos taken at the scene of the accident may also be useful as can surveillance footage and expert testimony. Time Limits The injuries sustained in semi truck accidents are often life-changing. The victims of semi truck accidents typically face expensive medical bills, a chronic mental and physical distress and also loss of earning potential. Families whose members have lost a loved ones to a fatal crash typically suffer from loneliness, grief and other forms of emotional trauma. Insurance adjusters are aware that claimants could be struggling financially following the occurrence of a truck crash. However, they shouldn't take advantage of vulnerable people. Instead, the victims should hire a legal team that understands the complexity of these cases and knows how to maximize the value of settlements. An experienced lawyer for truck accidents will assist clients with the collection of all legally compensable losses. This might include sending in medical bills prescription receipts, pharmacy receipts for prescriptions, car and mortgage payments, home cleaning invoices pay stubs, medical reports and other evidence of financial and non-financial loss related to the accident. Legal professionals may also speak with the medical professionals of the victims to find out more about the long-term effects of their injuries. They may also engage experts in economic analysis to determine their expected future losses. A Bronx truck accident lawyer can determine the parties responsible for the client's losses. It is usually a matter of proving the defendant violated his duty of care. This could involve failing to conduct regular inspections, not properly loading or securing cargoes, violating the hours-of-service regulations, or other negligent acts. Truck accidents can involve a variety of different parties liable and each one could have their own defenses to responsibility. A truck driver, for instance, may be able defend against claims of reckless driving by arguing that they were in compliance with federal driving laws and crashed due to a fault. A trucking company, however, on contrary, could be held responsible for a crash that they failed to maintain their vehicles and trucks or hired a negligent driver. Some states have strict legal limitations on when injured claimants may file lawsuits. Claimants who accept early lump-sum payments from insurance companies could waive their rights to a further amount of compensation. A compassionate truck accident attorney can assist claimants in obtaining temporary financial relief, while not abdicating any legal rights.